Is Property Investment Becoming a Rich Person’s Game?

Is Property Investment Becoming a Rich Person’s Game?

Mortgage lenders have been quietly and arguably making it more challenging for the average landlord, as they continue to impose tougher checks and criterion on buy-to-let mortgages.  Leading to the question, is property investment becoming a rich person’s game? Barclays Bank have followed the lead of building society and second-largest lender in the UK, Nationwide and tightened their mortgage lending criteria, meaning that the minimal rental cover which is now required has increased from 135%…

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Financial Style – 20th May 2016

Financial Style – 20th May 2016

This week we’re talking to more great entrepreneurs with Millionaire Mind-sets.  We find out how Producer & Filmmaker Josh Bridge went from his A Level’s to producing a show for Viacom within 3 years. From Heels Off to Being Mary Jane Uncovered, we talk to Josh about his journey and find out what’s next! Plus, it’s National Mental Health Awareness Week and so we speak to Alicia Barnes of Our Sorority, who gives us some…

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How to prepare for the Property Ladder

How to prepare for the Property Ladder

By 2025 one fifth of the West Midlands could be renting from private landlords, according to the analysis by financial services firm PWC. Previous research suggests that in the year2000 only 7% of people were renting from private landlords and 70% owned their own home in the region, but continuing trends and patterns for home ownership suggests that in less than a decade, home ownership will drop by 8% and renting rise by 12% to…

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Brummie Bonds for Birmingham Homes

Brummie Bonds for Birmingham Homes

Brummie is getting its own ‘bonds’ which will be used to pay for new homes in the city have won business backing. Reported by Birmingham Post, ‘Greater Birmingham Chambers of Commerce says the proposals by new Birmingham City Council leader John Clancy to invest the public sector pension pot in new houses and infrastructure could tap into a ‘potentially great untapped asset.’ Coun Clancy has previously stated that he ‘wants to use the £11 billion…

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Financial Style – 22nd Jan 2016

Financial Style – 22nd Jan 2016

This week on the Financial Style, we take a look at how the other half live, as Rakeem and I review the Oscars So White saga in Life & Style, and ask whether the Actors choosing to boycott are right to make a stand or whether in fact it is the system that is the problem – find out what we think and have your say. Plus we meet 2015 Miss Caribbean UK contestant Natina…

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Autumn Property Update

Autumn Property Update

It’s an Autumn Property Update in this week’s Money Matters. As Birmingham sells its most expensive flat for £1.8 million, I’m examining the state of the market across key regions, particularly pertaining to high end properties, and looking at the impact that the London property market is having internationally. There’s also some insight into the impact that the market is having on renters!  

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Benefits of Overseas Property Investment

Benefits of Overseas Property Investment

Investing in Property Overseas can offer great returns (ROI). Depending on your country of choice, you could start your investment with a relatively small amount of money and gain considerably as valuations and demand increases. Further these investments can offer greater benefits than just the money, even though that could be considerable. Investment in Property abroad can be a great way to protect your capital; generate residual income; protect your pension fund; own a flexible…

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Victoria Mutual Opens a Mortgage Dialogue

Victoria Mutual Opens a Mortgage Dialogue

Victoria Mutual is in its 137th year and yet its vision to give financially excluded Jamaicans, opportunities for savings and home acquisition is still the same. Today they provide a range of financial services which include savings, mortgages, wealth management, money transfer, real estate and general insurance. VM Overseas (UK) Limited is the official representative office of Victoria Mutual in the United Kingdom. Headed by Leighton Smith, Chief Representative Officer UK, it shares the main…

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Financial Style – 9th Oct 2015

Financial Style – 9th Oct 2015

Interested in Investing in Property? Well, this week I am opening a Mortgage Dialogue with Leighton Smith, UK Chief Representative Officer for Victoria Mutual in preparation for the forthcoming event at the CAP Centre on Friday 16th October 2015 at 6:30pm. The purpose of the event is to introduce Jamaican property investment opportunities.  With a focus on international property investment, in Money Matters, I also take some time to look at the Benefits of Investing…

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Financial Style – 5th June 2015

Financial Style – 5th June 2015

Interested in making your own app?  Find out how to get things started during this week’s business insight.  And in money matters, I am sharing with you the reasons why we all make bad financial decisions, as well as, of course what we can do to avoid them. This includes making sure you don’t lose your house in the current economic environment. However, to keep it positive, we launched a new segment called a Millionaire’s…

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