0% Deposit Mortgages are back! But what’s the catch?

0% Deposit Mortgages are back! But what’s the catch?

After the banking crisis of recent years the idea of a 5% deposit at one stage looked unlikely to return to the mortgage market, but this week Barclays announced the return of the 0% deposit mortgage for home buyers.  Sounded great as a headline, but there’s a catch! The 0% deposit is available when using the, “family springboard” mortgage, meaning that no deposit is required when a “helper”, most likely the home buyer’s parents, put…

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Financial Style – 6th May 2016

Financial Style – 6th May 2016

This week we’re looking at the Small Business Exchange and the importance of small businesses doing business with other small businesses!  Statistically these sorts of SME relationships create more success and so we explore this with Director of Other People’s Data, Una Brown were explains why she is staging the Small Business Exchange networking event at the end of the month. In this week’s Money Matters we take a look at the new 0% deposit…

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Bank Of Mum And Dad a Top 10 Mortgage Lender

Bank Of Mum And Dad a Top 10 Mortgage Lender

The ‘bank’ of Mum and Dad (BoMaD) is now behind a quarter of British mortgages, and is now listed as one of the top 10 mortgage lenders in the UK, alongside the likes of Barclays and Lloyds. This year, the Bank of Mum and Dad will lend more £5 billion to help their children get on the housing ladder offering deposits for 300,000 mortgages, according to a report by Legal & General. The average parental…

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Autumn Property Update

Autumn Property Update

It’s an Autumn Property Update in this week’s Money Matters. As Birmingham sells its most expensive flat for £1.8 million, I’m examining the state of the market across key regions, particularly pertaining to high end properties, and looking at the impact that the London property market is having internationally. There’s also some insight into the impact that the market is having on renters!  

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Benefits of Overseas Property Investment

Benefits of Overseas Property Investment

Investing in Property Overseas can offer great returns (ROI). Depending on your country of choice, you could start your investment with a relatively small amount of money and gain considerably as valuations and demand increases. Further these investments can offer greater benefits than just the money, even though that could be considerable. Investment in Property abroad can be a great way to protect your capital; generate residual income; protect your pension fund; own a flexible…

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Financial Style – 9th Oct 2015

Financial Style – 9th Oct 2015

Interested in Investing in Property? Well, this week I am opening a Mortgage Dialogue with Leighton Smith, UK Chief Representative Officer for Victoria Mutual in preparation for the forthcoming event at the CAP Centre on Friday 16th October 2015 at 6:30pm. The purpose of the event is to introduce Jamaican property investment opportunities.  With a focus on international property investment, in Money Matters, I also take some time to look at the Benefits of Investing…

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