Pension Problems for the Under 40s

Pension Problems for the Under 40s

To make the State Pension “sustainable”, the DWP have defended their reforms, which their own figures confirm will leave at least 16 million people under 43 years old, worse off. The positive news is that those in their 50s and 60s will do best. Coming on top of the challenges already faced by those in their 20s, 30s, and 40s, including less well paid job opportunities and struggles to get onto the property ladder, it…

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Got a Christmas Debt Hangover?

Got a Christmas Debt Hangover?

Are you feeling the adverse financial effects of Christmas? Do you need a remedy for a Christmas Debt hangover? The Independent reported on Wednesday that, according to the Money Advice Service, ‘almost one in three of us felt pressured to spend more than we could afford just before and over the festive period, while one in 10 people have fallen into debt, or further into existing debt, as a result of spending too much’. So…

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Sickness & Self Employment

Sickness & Self Employment

I’m self-employed and I can’t afford to be sick! That is one of the most common phrases you hear from those who are self-employed, and having being self-employed for a number of years, this has been my mantra for a long time.  It means I’ve worked through flu, stomach bugs, various aches and pains, and even with a broken foot. That’s right!  Upon discovering that I had fractured my 5th metatarsal in my left foot,…

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