Pension Problems for the Under 40s

Pension Problems for the Under 40s

To make the State Pension “sustainable”, the DWP have defended their reforms, which their own figures confirm will leave at least 16 million people under 43 years old, worse off. The positive news is that those in their 50s and 60s will do best. Coming on top of the challenges already faced by those in their 20s, 30s, and 40s, including less well paid job opportunities and struggles to get onto the property ladder, it…

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Got a Christmas Debt Hangover?

Got a Christmas Debt Hangover?

Are you feeling the adverse financial effects of Christmas? Do you need a remedy for a Christmas Debt hangover? The Independent reported on Wednesday that, according to the Money Advice Service, ‘almost one in three of us felt pressured to spend more than we could afford just before and over the festive period, while one in 10 people have fallen into debt, or further into existing debt, as a result of spending too much’. So…

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Make Money from the ‘Speaker in You’

Make Money from the ‘Speaker in You’

Steve Beckles-Ebusua is the Speaker with the Orange Tie, and is one on the UK’s leading Professional & Inspirational Speakers with more than 15 years’ experience, so if you want to earn money as a professional speaker, he is a good source of advice. Back for the 2nd show in our 3 part series, Steve shares the benefits of being a professional speaker, the steps that you need to take to make it work for…

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Benefits of Overseas Property Investment

Benefits of Overseas Property Investment

Investing in Property Overseas can offer great returns (ROI). Depending on your country of choice, you could start your investment with a relatively small amount of money and gain considerably as valuations and demand increases. Further these investments can offer greater benefits than just the money, even though that could be considerable. Investment in Property abroad can be a great way to protect your capital; generate residual income; protect your pension fund; own a flexible…

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Benefits of a Strategic Marketing Plan

Benefits of a Strategic Marketing Plan

There is no excuse to be operating without a Marketing Strategy; in fact it is necessary for survival in increasingly competitive markets, with thousands of new entrants each month! The good news is that compared to a decade ago, we have increasing numbers of tools available to us to communicate to our market/s. It is no longer necessary to have a Marketing budget costing tens of thousands, instead the internet now means that connecting with…

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Benefits of Social Media on your Bottom Line

Benefits of Social Media on your Bottom Line

Are you up to speed with Social Media? Is it being effective in generating income for your business? Does your business / service / product need Social Media exposure? Whether you ‘buy into’ social media or not; appropriate use of Social Media suitable to your business can provide significant effects and provide a good basis for reaching a global audience, and the stats are proving it! “According to Hubspot, 92% of marketers in 2014 claimed…

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Budget 2015 – How will it affect you?

Budget 2015 – How will it affect you?

So what could we expect from the first Budget of the newly elected Conservative Government? We found out this week! According to the, Institute for Fiscal Studies (IFS) 13 million families will lose £260 a year on average because of the Budget’s tax and benefits changes, but the Chancellor argues that most workers will be better off! Listen to the highlights that could affect you and click here for a calculation based on your personal…

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Benefits of Umbrella Organisations

Benefits of Umbrella Organisations

Umbrella Organisations are associations of (often related, industry-specific) institutions, who work together formally to coordinate activities or pool resources. As such they may provide a range of benefits to their members including provision of resources, training and support. Estimates suggest that approximately 200,000 people are paid through Umbrella Organisations, and it is believed that these figures are likely to increase as the number Freelancers and Contractors enter the workforce, either through force or choice. So…

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Financial Style – 20th Feb 2015

Financial Style – 20th Feb 2015

This week on the Financial Style I’m looking at relationships!  What your relationship with money?  Is it a friend who’s there for you?  Or an elusive foe he’s constantly letting you down?  And what about the impact that money can have on your relationship?  Do you and your partner need to have the money talk? Also for the benefit of businesses this week, I am examining the benefits of joining membership organisations.  Do the benefits…

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Benefits of Being a Chamber Member

Benefits of Being a Chamber Member

The Greater Birmingham Chamber of Commerce comprises not only Birmingham Chamber but also the British American Business Council, the Institute of Asian Businesses and well as other regions including Solihull and Chase. Sales Director, Howard Blow joins in the studio to explain the many benefits to becoming a Chamber member, and to honour our listeners, is offering a 20% discount on membership if you call him quoting, ‘Financial Style radio show’ before the end of…

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